Personal Banking

Without Salary Transfer


Without Salary


White Collar

Credit Line

Now Arab Bank gives you the opportunity to get a loan even if your salary is domiciled at another bank or if your are not a salaried employee.
You can substitute your salary transfer with guarantors who themselves have a salary that is domiciled at any Arab Bank branch according to the following terms and conditions:

Loan Amount (JD)


Interest & Commission

600 – 1500

One guarantor with salary transfer

8% Flat no com.

1500 – 3000

Two guarantors with salary transfer

8% Flat no com.

3000 – 5000

Three guarantors with salary transfer

9% declining + 3% com.  

Other conditions :

  1. The monthly installment should not exceed 50% of the lowest salary.
  2. The minimum salary of any of the guarantors should not be less than JD 150. 
  3. The total direct and indirect commitments of the guarantors should not exceed 60 salary multiples. 
  4. Proof of borrower's income.

How to Apply
  • Through our Online Application Form
  • Contact our Call Center on 1800-333-333
  • Visit any of our branches (visit our Branch Locator page here)

For more information please call our Customer Contact Center through Hala Arabi service at 1 800 333 333 for Paltel and Jawwal subscribers or +970 2 295 3333 for international callers and other telecom companies subscribers.